Author Archives: jsgourevitch


About jsgourevitch

Jean-Stéphane is the Managing Director, Founder and sole Director of Mobile Convergence Ecosystems Ltd. He is an expert in strategy, public policy, regulation and lobbying in the fields of the Digital Communications ecosystem and convergence with other highly regulated networked industries (e.g. payments/mobile payments, mobile education, mobile healthcare, smart connected living, mobile marketing, mobile content). In the last 20 years, he has held senior management positions in the fields of Strategy, European Affairs, Public Affairs, Policy, Regulation, Compliance and External Relations at the International, European and UK levels with major blue-chip mobile and fixed telecom operators (France Télécom Group, Orange Group, Global Crossing, Verizon Business, Colt Technology Services, Everything Everywhere Ltd.), a top-tier management consulting firm (Deloitte Consulting), a major regulatory agency (the UK Office of Communications/Ofcom) as well as with a marketing agency focusing on the mobile and developer community (Wireless Industry Partnership) and a PR/Communications firm. He has a particularly strong track record in using policy and regulatory tools and expertise to: Understand and monitor market/policy evolutions to anticipate changes, assess opportunities and risks; Contribute to and support strategic planning, business and product developments; Improve revenue and cost structures, streamline operations and implement compliance and risk management policies; Generate involvement from and consensus on strategy and regulatory plans with internal stakeholders; Define relevant strategic and regulatory messages to communicate to external stakeholders and enhance brand and business reputation and influence. He graduated from a Post Graduate Degree in European Law and Business and earned two distinct Master's Degrees (European Law and International Economic& Public Law) from major Universities in Paris. He has taught European Competition Law and EU Telecoms Regulation in the University of Paris 11 Sceaux and Telecom Paris for 4 years. He also contributed in 1999 to a seminal book on the emergence of virtual and e-money. He authored the section on the market and policy issues of the convergence between the Digital Communications and Banking industries ("The New Virtual Money: Law and Practice by Olivier Hance and Suzan Dionne Balz, Kluwer Law International, 1999). Jean-Stéphane is a French national based in London. He lived and worked in Paris, Brussels, Amsterdam. He is a native French and fluent English speaker with basic Italian and Spanish.

Paying the Price: A new regulatory framework for cards, internet and mobile payments in Europe

The European Commission presented on the 24th July 2013 its draft Legislative and Regulatory package for Cards, Internet and Mobile Payments. And it is a quite substantial and important project on which I am commenting below in an interesting, creative and provocative fashions – or at least I hope as this is the intention! As always, comments are very welcome! Continue reading

The Market and Public Policy Environment for Card, Internet and Mobile Payments in Europe

1- A difficult political and economic environment

The attention being paid to the Card payments market by the European Commission and national competition authorities, whose aim is to act increasingly and strongly to disrupt the status quo, is one of the major factors contributing to the changes the payments industry is going through. Continue reading

Mobile Health: A call to the doctor?

A new political battlefield

Healthcare is one of the most essential and complex issues of the moment, with huge direct and indirect impacts on people, countries and communities. Different issues are colliding from access to healthcare and affordability to aging population in the developed countries, chronic diseases and illnesses due to hunger and poverty in developing countries, global recession and financial/budgetary constraints. All these drivers are combining to increase the importance of mobile health Continue reading